Do I need travel insurance for my surf trip to France?

Planning a surf vacation in France? Consider whether or not you need travel insurance for your surf trip and learn all about the pros and cons of travel insurance.

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There’s an old saying that if you can’t afford travel insurance, you probably can’t afford to travel. And while this statement may seem a tad bit dramatic, there is some truth to it… especially if you’re travelling to surf. If you’re on a surf vacation, say for example as surf trip to France, and something does happen, it’s comforting to know that your partner, your family or your friends won’t be burdened by your unexpected medical expenses. 

In this sense, travel insurance for surf trips provides you with much needed peace of mind, thereby allowing you to focus more on having fun and less on the consequences of a rare surf-related accident. At Southwest Surf House in Hossegor, we recommend purchasing at least some form of travel insurance for surf trips or at the very least, travel protection coverage. Read on to learn more about how you can protect yourself and your belongings on your next surf trip to France.

Why is travel insurance a good idea?

 Taking risks, trying new activities and otherwise doing things you’ve never done before are just some of the reasons why travelling the world is so exciting. Surfing is but one activity that definitely requires you to take risks and put yourself out there, which makes travel insurance important for surf trips.

On one hand, learning to surf is a fantastic idea since it’ll boost your confidence and help you develop as an individual. On the other hand, it does leave you more exposed to the risk of an accident, even though it’s much less dangerous than other activities one might try while overseas, such as mountain bike riding or whitewater rafting. 

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Of course, travel insurance won’t prevent an accident from happening, but it does save you from the excessive costs of medical fees, damages and other inconveniences that comes with travelling, such as delayed flights or lost luggage. With travel insurance or travel protection, you can embark on a surf trip to France with confidence knowing you’re prepared for anything that may happen.

 What different types of travel insurance are there?

All travel insurance packages will differ on two things: price and the level of coverage they offer. More often than not, the cheapest option isn’t always the best, and paying a little extra is a small price for prompt customer service and a fast and seamless claims process. Travel insurance for a surf trip should extend to cover basic medical care, emergency medical care and medical evacuations. To protect your belongings, bookings and any other expenses you may incur on a surf trip to France, travel protection can also be added to your policy.

 What should travel insurance cover?

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 When buying travel insurance for your surf trip to France, ensure that your policy covers the following:

·       Medical – so that you’re covered in case you hurt yourself

·       Belongings – for lost luggage or (heaven forbid) a broken surfboard

·       Personal liability – to ensure you’re covered in case you injure someone else

·       Other losses – overbooking, cancellation costs etc.

 How do I find the best travel insurance? 

In order to find the right travel insurance for your next surf trip, whether it be to our surf house in Hossegor or any other wave-riding destination around the world, make sure to shop around and ask other travellers about their experiences. There exists a plethora of affordable yet comprehensive travel insurance options both within Europe and abroad. The trick is to find the right balance between the level of coverage a particular policy offers and the price you’re expected to pay.

Or roll the dice and go without, use the money you save on more beers when you book a surf trip to France with Southwest Surf House :)